Michigan Residents Should Be Aware of Auto Insurance Scam, Consumer Alert
According to a consumer alert from Michigan Attorney General Dana Nessel, Michigan residents are reminded to be aware of possible scams surrounding the auto insurers issue of $400 per-vehicle refunds to eligible Michigan policyholders.
“These refund checks come at a time when many Michiganders have faced financial hardships, and I appreciate the bipartisan work done to achieve this win for drivers,” AG Nessel said. “Unfortunately, these refunds will likely attract bad actors who will turn this surplus into a scam. Remember, these are automatic payments back into your account. No one will call, write or email you for information prior to disbursing the money. And if you are contacted by someone claiming to need personal information before receiving your $400, remain skeptical and report it to my Consumer Protection Team.”
One type of scam that could arise during this process is an impersonation scam – the scammer may pretend to be with an insurance agency or government agency and contact an unsuspecting consumer under the guise of discussing their refund.
Refund details:
- Anyone who had a vehicle, motorcycle, or RV that was insured by a policy that meets the minimum insurance requirements to operate on Michigan roads as of 11:59 p.m. on October 31, 2021, is eligible to receive a refund for that vehicle.
- Eligible Michigan policyholders will receive $400 per vehicle, or $80 per historic vehicle.
- Refunds must be delivered in the form of checks or ACH deposits. Gift cards, premium discounts, and credits against current or future balances are not allowed.
Eligible consumers who do not receive their refunds by the May 9 deadline should contact their auto insurer or agent. If consumers have questions or concerns that cannot be resolved directly with their insurer, they should contact DIFS by calling Monday through Friday 8 a.m. to 5 p.m. at 833-ASK-DIFS (833-275-3437) or by emailing autoinsurance@michigan.gov.







